Loan Types

Score great interest rates on conforming home loans. These traditional mortgages come with many perks, and easy processing.

Loan Features:

• Loan amounts $424,100*
• Available in lengths of 8-30 years
• Fixed or variable (ARM) rate loans
• Insured by Fannie Mae or Freddie Mac
• Down payments as low as 3%

High balance ‘Super Conforming’ home loans offer all the perks of vanilla conforming mortgages, with the ability to borrow more money too.

Loan Features:

• Available in high cost neighborhoods
• Loan amounts of $424,101 – $636,150*
• Choose fixed or variable (ARM) interest rates
• Insured by Fannie Mae or Freddie Mac
• Modest down payment requirements

Bigger loans for bigger homes! Jumbo home mortgage loans are ideal for savvy luxury home buyers and owners.

Loan Features:

• For loans bigger than $424,100
• parameters are determined by the investor or bank lending the funds
• Available as both fixed rate and adjustable rate mortgages

Score an attractive portfolio mortgage loan that provides the security and flexibility you need when buying or refinancing.

Loan Features:

• Allow high loan amounts
• Offer more flexible underwriting standards
• Are often variable rate (ARM) products
• Typically are held and serviced by the original lender

Take advantage of low down payments and more relaxed qualifying guidelines with government backed FHA mortgage loans.

Loan Features:

• Down payments as low as 3.5%
• Come with mortgage insurance
• Often offer lower rates than conforming loans
• May require $0 down from borrower
• Includes reverse mortgage options

Up to 100% financing for veterans and their family members. Plus, lots of flexible and awesome terms for those that have served.

Loan Features:

• 100% financing
• Easy qualifying
• Typically offer rates lower than conforming loans/li>
• No private mortgage insurance required
• Guaranteed by the Department of Veteran Affairs